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Michael Jacoby

I have over 30 years banking experience, predominantly in business banking in North Queensland, based in Townsville. Over the years I have also worked in Toowoomba, Chinchilla, Dalby, Stanthorpe, Darwin, and until very recently in Brisbane working for a large Asian Bank in Corporate/Institutional banking. However, my preference is very much towards assisting the family owned business owner/operators of Northern Queensland.

I have been fortunate to have experience across a broad range of industries including hospitality, accommodation and tourism; professional services firms; smaller end manufacturing; transport and logistics; marine services; construction and trades; mining services; civil contractors; property investment and property development; motor dealers; retailers and wholesalers; health; and the agricultural sector amongst others.

I will be able to assist market sectors including small business, larger commercial businesses, emerging and lower end corporate, property investors and developers, and agricultural.

I am very pleased to have joined John and Orla Watts and the Astute North QLD Group based in Cairns, but am available to discuss current or proposed business banking arrangements across Queensland.

Whether you are looking at a specific transaction to be financed, refinancing existing debt, a review of current banking arrangements, or just would like a chat, I am contactable by email or mobile any time.

our-team

0408 805 648

136 Mulgrave Road, Cairns, QLD 4870

What Our Clients Have To Say

Being newbies to town & the housing market, it was reassuring to have the guidance of Liam from Astute. We felt like one of his family by the extent of his efforts. His honesty, calming persona, knowledge & ability to explain the scary & unknown house buying process in our ‘speak’ was invaluable. Not to mention the fantastic custom home loan we have secured. I would highly recommend, and already have recommended, his services. Thank you again Liam and the Astute Team.

Raine and Scott, Cairns

5 star service  Love the Astute North QLD team, especially Billie. Thanks for your honesty and financial advice… will soon have a home for our family 🙂

Louisa & Tom Sams, Darwin

My husband and I went to Astute today, firstly met with Shae at the front reception and had a chat with her. It was lovely to chat with such a friendly happy lady who made us feel welcome.

We went upstairs and met with John Watts for some financial advice. We have known John Watts for over 10 years now, and truly admire his honesty and ‘no beating around the bush business eiquette’. We would highly recommend anyone requiring financial advice and/or a financial bank loan to not look any further than that of the ASTUTE team. 🙂 Thanks Astute….

Kymmie Corbell, Cairns

Being self employed is always a bit of a struggle when it comes to home loans. The amazing team at Astute made this happen for us. Their down to earth yet professional approach is very reassuring. Excellent customer service and follow up throughout the process that made it less nerve racking. Call them or pop in, make the first step and I can gguaranteethey will do their best to make it possible. A big thank you to John, Damian and the amazing Shae- Shae who could teach a few things to hospitality people. Cannot thank you enough so I recommend you to everyone in need of a loan

Nicolas Devic, Cairns

Friendly and very knowledgeable. Made the whole process of getting our first mortgage easy and relatively stress free. Very prompt communication and excellent rates provided on our mortgage.

Excellent team, all staff were professional and friendly, will definitely use their expertise again and recommend to friends and family.

Laura, Atherton

Gus was incredibly helpful and went above and beyond his job requirements. My partner and I were blown away with the high level of customer service and extra assistance he gave us throughout the process making the purchase of our first home a lot less stressful. Gus was prompt, professional yet down to earth and always contactable. Dan and I have already recommended his services to friends and can’t speak highly enough of Gus.

Rosanna and Dan, Cairns

Thanks heaps for your assistance and advice with our home loan and all the extra little bits and pieces that went along with it. Will thoroughly recommend you to all we know!

Jodi & Michael, Speewah, QLD